Insurance company as a matter of due diligence, and quite possibly as a matter of insurance regulation, may have to verify the information provided by the company. The company is very conflicted here; it wants the cheapest rate possible. The insurance company needs to be sure the proper risk is assessed so other members of its rating pool don't have to pay for one company's lies.
Charles A. Prescott
Vice President, International Business
Development & Government Affairs
Direct Marketing Association
1120 Avenue of the Americas
New York, NY 10036
U.S.A.
Tel. +1-212-790-1552
Fax. +1-212-790-1499
e-mail: [log in to unmask]
Be sure to visit our booth, #922, at the International Direct Marketing Fair,
Feb. 22-24, 2005, at Earl's Court in London!
>>> "Smith, Tony" <[log in to unmask]> 02/16/05 07:01AM >>>
But, if the company says that they have 9 drivers with no points and one that has three points, how would the insurance company know that, in fact, there were 9 drivers with three points and only one with a clean license unless the drivers were named?
Tony
-----Original Message-----
From: This list is for those interested in Data Protection issues
[mailto:[log in to unmask]]On Behalf Of Martin Hoskins
Sent: 16 February 2005 10:54
To: [log in to unmask]
Subject: Re: release of personal details to insurance companies
Surely, in instances such as this, you can simply send the insurance company
a report after having anonymised the names of the drivers. The insurance
company does not need to know the actual name of each driver for the
purposes of the quotation - just provide them with details of driver A, B, C
etc....
Regards
Martin Hoskins
Data Protection Manager
T-Mobile (UK) Ltd
Hatfield Business Park
Hatfield, Hertfordshire AL10 9BW
+44 (0)7957 234585
+44 (0)1707 319056 fax
-----Original Message-----
From: Jim Dunbar [mailto:[log in to unmask]]
Sent: 16 February 2005 09:48
To: [log in to unmask]
Subject: release of personal details to insurance companies
Hi
An insurance company who provide insurance for drivers employed in our
transport dept have asked for medical details and details of penalty points
on each driver before providing a quotation etc.. I assume that we must get
consent from the individuals - Is this correct?
Does other legislation that comes into play eg Medical Reports Act 1998?
Would appreciate any opinions on this
Thanks
Jim Dunbar
Information Officer
South Eastern Education & Library Board
Grahamsbridge Road
Dundonald
BELFAST BT16 2HS
E: [log in to unmask]
P: 028 9056 6995
F: 028 9056 6266
**********************************************************************
This email and any files transmitted with it are confidential and intended
solely for the use of the individual or entity to whom they are addressed.
If you have received this email in error please notify the system manager at
[log in to unmask] This message has been swept for known viruses.
**********************************************************************
^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^
All archives of messages are stored permanently and are
available to the world wide web community at large at
http://www.jiscmail.ac.uk/lists/data-protection.html
If you wish to leave this list please send the command
leave data-protection to [log in to unmask]
All user commands can be found at : -
http://www.jiscmail.ac.uk/help/commandref.htm
Any queries about sending or receiving message please send to the list owner
[log in to unmask]
(all commands go to [log in to unmask] not the list please)
^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^
NOTICE AND DISCLAIMER:
This email (including attachments) is confidential. If you have received
this email in error please notify the sender immediately and delete this
email from your system without copying or disseminating it or placing any
reliance upon its contents. We cannot accept liability for any breaches of
confidence arising through use of email. Any opinions expressed in this
email (including attachments) are those of the author and do not necessarily
reflect our opinions. We will not accept responsibility for any commitments
made by our employees outside the scope of our business. We do not warrant
the accuracy or completeness of such information.
^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^
All archives of messages are stored permanently and are
available to the world wide web community at large at
http://www.jiscmail.ac.uk/lists/data-protection.html
If you wish to leave this list please send the command
leave data-protection to [log in to unmask]
All user commands can be found at : -
http://www.jiscmail.ac.uk/help/commandref.htm
Any queries about sending or receiving message please send to the list owner
[log in to unmask]
(all commands go to [log in to unmask] not the list please)
^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^
^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^
All archives of messages are stored permanently and are
available to the world wide web community at large at
http://www.jiscmail.ac.uk/lists/data-protection.html
If you wish to leave this list please send the command
leave data-protection to [log in to unmask]
All user commands can be found at : -
http://www.jiscmail.ac.uk/help/commandref.htm
Any queries about sending or receiving message please send to the list owner
[log in to unmask]
(all commands go to [log in to unmask] not the list please)
^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^
^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^
All archives of messages are stored permanently and are
available to the world wide web community at large at
http://www.jiscmail.ac.uk/lists/data-protection.html
If you wish to leave this list please send the command
leave data-protection to [log in to unmask]
All user commands can be found at : -
http://www.jiscmail.ac.uk/help/commandref.htm
Any queries about sending or receiving message please send to the list owner
[log in to unmask]
(all commands go to [log in to unmask] not the list please)
^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^
|