Yuill, Allan on 18 August 2004 at 16:50 said:-
> What's in it for me? Cheaper insurance during the pilot and
> potentially,
> cheaper insurance long term for the ten miles or so I travel to work
> each day. In addition, if the car is stolen, the company can
> also phone
> the car and get it to send the location, which will then be
> reported to
> the police.
Interesting.. So from a privacy interest perspective :-
Does this mean you perceive details of your movements as something that has
commercial value which you are willing to trade with?
or,
Were the data protection information detailed in such a way that you were
aware of exactly what would happen with your data and were happy that in all
the circumstances of your life (public and private) no problem could arise?
and,
Does this mean you trust the insurance company more than they trust you as
an individual? i.e. a simple declaration that you would only drive 'X'
miles on 'X' roads could have the same outcome.
Where the accompanying reduction of risk for the insurance company results
in a more targeted cost focus will your responses adapt to reduce your
expenditure.
e.g. A number of accidents happen on your regular routes increasing the
premium for those who travel those routes. Response : 1. Hassle the
highways authority vigorously to improve the situation - even if it
increases their costs. 2. Change the routes you travel, thereby reducing
your insurance costs but increasing traffic on those roads which have
cheaper insurance premiums.
Ian W
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