Subject: | | RE: Exam Results/Bad debtors |
From: | | [log in to unmask][log in to unmask]> To: <[log in to unmask]> Sent: Tuesday, April 20, 1999 12:26 PM Subject: New Data Protection Act -queries....
> Anyone have any thoughts or opinions to offer re the mixed bag of matters > listed below? > > 1. Consent Statements [ie. seeking the individual's consent to some form of > processing] - how detailed should these be? Is it, for example, [...]44_19Apr199916:38:[log in to unmask] |
Reply-To: | | [log in to unmask][log in to unmask], 20 May 1999 08:53:19 +0000699_us-ascii Yaman wrote:
> UK bosses also seem oblivious to the implications of a possible > ban >on the commercial use of the Electoral Roll. Three quarters of >companies reckon a ban would have no cost implications at all on their >business - in reality, the Electoral Roll is worth 55 million overall >to UK companies per annum. > Thousands of companies throughout the UK rely on the Electoral > Roll >for targeting customers, credit screenings and call centre technology. >The direct marketing industry believes a ban on usage of the Electoral >Roll will adversely affect businesses, charities, government agencies >and [...]45_20May199908:53:[log in to unmask] |
Date: | | Thu, 28 Oct 1999 15:29:17 +0100 |
Content-Type: | | text/plain |
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The purpose of credit reference agencies holding credit information is to
promote responsible lending. However, it seems that it is not the practice
of agencies to indicate the amount of the debt which would surely be useful
in deciding whether to grant credit (or at least the info "less than £x)
We are currently corresponding with the DPRO about the difficulty an
individual who was in debt to the University is now having with obtaining
credit.The amount was very small and whilst the actual record seems to be
accurate, the problem would probably have been avoided if the amount had
been noted.
Have other contributors had similar experiences (& advice to offer?)
Gail Waters
Data Protection Cordinator
> -----Original Message-----
> From: [log in to unmask] [SMTP:[log in to unmask]]
> Sent: 28 October 1999 13:36
> To: [log in to unmask]
> Subject: Exam Results/Bad debtors
>
> In response to Dave Wyatt's submission I would like to make the following
> contribution.
>
> The Credit Reference files that Dave refers to are often used by
> commercial
> concerns when vetting applicants. Surely this is a breach of the 1st
> principle? The credit aspect of these files is purely for the purpose of
> consumer debt and not for the purpose of vetting or anythingelse.
> Last year the credit refernce agencies wrote to all their customers
> drawing
> their attention to this potential breach as well as to the contractual
> agreement with the agency that it would only be used for the purpose of
> consumer credit.
> A debt to a University would not fall within the def of consumer credit ie
>
> H.P. Agreement, Mortgage etc where the consumer had given written
> permission
> for this information to be used for credit granting purposes.
> Or does someone out there know different?
> As an aside I am a new member to this group with an interest in Privacy
> as
> it relates to the Security Industry. I am sad to say our industry has done
>
> very little to deal with this legislation despite Security being all about
>
> people with the subsequent processing of their data. If anyone has any
> advice
> as to how I could help corect that I would appreciate it.
> I have enjoyed the submissions to this site and have learnt a great deal
> from
> them. Thankyou.
> Chris Brogan
> Security International
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