I hope you find the following e-mail I received recently of interest in the context
of the use (abuse?) of data protection laws.
It purports to be a way for US citizens to use the US FEDERAL PRIVACY ACT 1974 to
obtain an unblemished credit record.
Please note this is an unsolicited ('spam') e-mail. I have removed the details of
the sender.
Is the US ahead of us on this one?
QUOTED MESSAGE BEGINS:-
> Dear Friend,
>
> Give yourself the ADVANTAGE of a new, legal, unblemished credit file in less
> than 30 days, allowing you to enter this New Millennium with EXCELLENT CREDIT!!
>
> Over the past 8 years I have perfected a system called the Proven Credit
> Advantage Program. It's a guaranteed way for legally getting an excellent
> credit rating almost instantly. Here's how.
>
> You will simply go through my easy 5 step program to quickly get a new, legal,
> unblemished credit file and establish Excellent Credit.
>
> Step 1 -
> Because no two people in the United States have the same Social Security
> Number, Banks and Creditors access your credit file almost entirely by your SS#.
>
> You will not want to change your Social Security Number because it is extremely
> difficult to do so and you need it for your Employment, Taxes and Social
> Security Benefits. The FEDERAL PRIVACY ACT OF 1974 clearly states that only
> the Government and your employer can force you to use your SS#. Because of this
> law you are allowed to legally use another 9 digit number to use in place of
> your Social Security # on credit applications.
>
> The first day you become my client, you will receive your own number through
> the Employer Identification Number Program. You will need us for this because 95%
> of all Employer Identification Numbers, although 9 digits, do not look anything
> like Social Security Numbers and cannot be used on credit applications.
> We will legally get you an Employer Identification Number that fits in the same
> range of Social Numbers in use today. Because the Federal Laws do not require
> you to give your SS# to anyone besides your Employer and the Government, you
> can now legally use this number in place of your SS# on credit applications.
> Remember, your new number will only be used for new credit.
>
> Step 2 -
> No two people with the same name have the same mailing address, so you will need
> to obtain a new mailing address for use on your new credit file. A friend,
> relative or mailbox address in your area will be perfect.
>
> Step 3 -
> No two people with the same name have the same telephone numbers, so you will
> also need a new telephone number for use on your new credit file. A friend,
> relative, voice mail or pager will again work perfectly.
>
> Step 4 -
> With your new Social Security number, new address and new telephone number we
> will open your new credit file. It will now be totally impossible for any
> creditor to know anything about your past credit history.
>
> Step 5-
> To guarantee that you will quickly qualify for credit again, we will assist you
> in instantly adding positive information to your new credit file. This is an
> unknown way of adding real accounts to your new credit file to give you an
> Excellent Credit Rating in less than 30 days. As you know, the more positive
> information on your credit file, the more money banks will lend you.
>
> Many of our clients have credit lines over $100,000 because of our Proven Credit
> Advantage Program!
>
> When we are finished you will have a copy of your new, legal, unblemished credit
> file proving that you now have excellent credit again. This will take less than
> 30 days. You will now be able to easily qualify for credit!
>
> To order your Proven Credit Advantage Program simply send me your name, complete
> mailing address including zip code and telephone number (optional) along with a
> check or money order payable to American Financial Services Inc. for $39.00.
>
> Send to:
>
> xxxxxxxxxxxxxxxxxxxxxxxxxx.
> xxxxxxxxxxxxxxxxxxxxxxxxxx.
> xxxxxxxxxxxxxxxxxxxxxxxxxx.
> xxxxxxxxxxxxxxxxxxxxxxxxxx.
> xxxxxxxxxxxxxxxxxxxxxxxxxx.
>
> All necessary paperwork along with a telephone number to contact us for
> assistance will be priority mailed to you within 48 hours.
>
> RISK FREE DOUBLE YOUR MONEY BACK GUARANTEE
>
> My Proven Credit Advantage Program unconditionally guarantees you will qualify
> for personal loans, business loans, credit cards, auto loans, home loans and any
> other credit you apply for!
>
> If you are not able to qualify for credit after using my program, simply
> return your Proven Credit Advantage Program along with your denial letter and
> your $39.00 investment will be refunded DOUBLE! That's a $78.00 refund if this
> doesn't work like I say!
>
> I make this guarantee to you because the Proven Credit Advantage Program has
> already helped thousands of people just like you. I KNOW it works - all you need
> to do is order! I truly look forward to making you another SATISFIED CLIENT!!
--
From:
Clifford G. Miller
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