The questions are most likely part of their processes to detect fraud (a
large problem in the insurance industry)
People with a criminal history or have issues with indebtedness are
perceived to be more likely to make fraudulent claims
James
-----Original Message-----
From: This list is for those interested in Data Protection issues
[mailto:[log in to unmask]] On Behalf Of Ian Griffiths
Sent: 28 November 2012 09:23
To: [log in to unmask]
Subject: Re: [data-protection] Insurance Companies
You might argue the fact that its used in their risk calculations makes
it
relevant?
I agree its intrusive - but they're clearly using it to assess whether
the
claim is likely to be accurate.
Ian
----- Original Message -----
From: "Ibrahim Hasan" <[log in to unmask]>
To: <[log in to unmask]>
Sent: Wednesday, November 28, 2012 9:12 AM
Subject: Re: [data-protection] Insurance Companies
I agree with you - To me such information is not relevant and may even
be
excessive processing (principle 3).
On 27 Nov 2012, at 17:48, Chris Brogan <[log in to unmask]>
wrote:
> Fellow thinkers.
>
> I was completing a claim form on the phone with my insurance company
and
> amongst other things they asked me the following questions. Did I have
a
> criminal record other than road traffic offences. Now I have seen this
> question on most insurance applications I have made and it always
arouses
> my curiosity as to what condition in schedule 3 they have satisfied in
> order to process that sensitive personal data. I have repeatedly asked
> insurance companies this question but never received an answer that in
my
> view indicates the person providing it had much knowledge of DPA. I
can
> understand, but not necessarily agree, the purpose of the question
from a
> risk management perceptive, but does anyone out there have a DPA
answer?
>
> Two further questions were; do I have any county judgements; have I
ever
> been declared bankrupt? The question of relevance springs to mind. I
have
> never seen any evidence to support the view that indebtedness raises
any
> integrity issues.
>
> Can anyone throw any light on this?
>
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