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Thank you to everyone who responded to my request for 
information. As promised I have summarised the responses 
below.

A total of 18 responses were received.

* All offered instalment arrangements. Of these 50% 
accepted 2 instalments only, 33% took 3 instalments,5% 4 
instalments, 5% 6 instalments and 5% 8 instalments (direct 
debit payments only). Most offered alternative instalment 
plans for exceptional cases, overseas and PG students.

* The last instalment dates varied from January to 
beginning of May in the case of the larger number of 
instalments. However the majority (67%) aimed to collect 
student contributions by the end of February.

* No one charged for instalment arrangements for home UGs, 
unless penalty fees for bounced cheques, late payments etc.
25% had some charge for PGs and overseas students paying in 
more than 2 instalments. 1 institution offered a discount 
if fees paid in full, rather than instalments.

* 60% accepted postdated cheques (many reluctantly). 

* 55% accepted overseas credit cards.

* 55% currently offer direct debit, and several others are 
considering introducing this payment method. 1 institution 
intends to make this the compulsory method of payment for 
all student fees.

* 38% allow payments by standing order. 

* Most credit/debit cards are accepted, with no additional 
charges passed on to the student. However 55% would not 
accept AMEX and 50% would not accept DINERS.

* A variety of occasional problems were encountered with 
different payment methods. However many of these related to 
changes in assessments by LEAs and the administration of 
altering instalment plans, and the initial setting up of 
direct debit provision by the HEI with its bank.

I hope this information is useful to other HEIs considering 
different payment methods. Again thank you to those who 
made time in busy schedules to respond. 
----------------------
Michelle Jagger
Student Loans/Access Fund Administrator
University of Exeter
Phone 01392 263858



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