Just to avoid confusion, Exeter does pay card costs - credit card entries are a percentace of transaction value and debit card entries are a charge per item. These charges are not passed on to our students. Amex charges are much higher and so are passed on. We have to have a formal agreement with each card company in order to process transactions. # Exeter # No charge for payments by credit card because # of agreement with card companies but there is a 3.5% charge on # payments by Amex ------------------------------ Peter Glazier Finance Manager Exeter University [log in to unmask] ------------------------------ %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%