Diolch yn fawr Claire – mae hwn yn help mawr

 

Bet

 

 

Esboniad o’r gair ‘experience’ yn y cyd-destun hwn a’r ymadrodd cyfan o wefan ACT

 

Experience

Pensions. Liability projections require assumptions for a number of variables, including mortality, early leavers, inflation and other factors. Actual experience of these variables will cause the liabilities at any point in the future to differ from the projections, which will in turn influence contribution rates and the like. For example, increasing longevity will lead to increased liabilities (and hence to increased contribution rates).

See also
Experience gains and losses
Stability

 

 

Experience gains and losses

Pensions. An example of actuarial gains and losses.

See also
Actuarial gains and losses
Experience

 

Actuarial gains and losses

Pensions accounting.
Changes in actuarial deficits or surpluses over time arising from either or both of:
1. Differences between the actual events as they have turned out and the assumptions that were made as at the date of the earlier actuarial valuation. (Known as Experience gains and losses.)
2. Changes in the actuarial assumptions.

 

O ran y Gymraeg, rhywbeth fel ‘hanes o enillion a cholledion yn sgil profiad’?

 

Claire

 

 

 

Helo bawb

 

Pennawd yn ein Datganiad o Gyfrifon yw’r uchod a dyma’r paragraff sy’n ei ddilyn –

 

The actuarial gains identified as movements on the Pensions Reserve in 2008/09 can be analysed into the following categories, measured as absolute amounts and as a percentage of assets or liabilities at 31^st March 2009.

 

Gwerthfawrogir unrhyw gymorth neu awgrymiadau.

 

Diolch

 

Bet

 

Bet Eldred

Uwch Gyfieithydd - Senior Translator