Interesting. A chat with the Barclays Data
Protection Team revealed how totally incorrect they viewed the actions of their
own call centres. There is an object lesson in staff education
here.
The main customer relations number then took the
details and handled me correctly, placing a note against the
account.
Each of these were aghast that the call centre had
refused to pass me to someone who could do the job if they could not do it
themselves.
This proves increasingly that we, in the world of data
privacy, are an essential element of Customer Service, which is itself a vital
element in marketing - a discipline as relevant in the public sector as the
private sector.
An amusing side note, though. I called Barclays
corporate switchboard and asked to be put through to the data protection
manager. "What is the nature of the call?" "It is about data
protection" And that allowed me to be put through. I wonder what
they really needed to know the nature of the call for?
And my mother is making forward
progress.
I am replying to my own message because there are so many
replies both on and off list.
First I do want to thank you for the good wishes for my
mother's health. She is 88, and may or may not recover. Time will
tell. Whatever the right outcome is, that will happen. She is
improving, but things can so easily go backwards as well.
It seems that the consensus is that, even emotionally
involved, I am correct that Barclays seems to be without an understanding of
true customer service. I took the opportunity to inform them formally that
no charges of any description for any unauthorised overdraft would be accepted,
and that they must record this fact. Interestingly their customer
service(!) team refused to accept this notification.
I did make it clear to them that I wanted precisely NO
information about the account or the account holder, and that I was giving them
information which they should record for future validation. They were
rather stupidly unmoved by this.
Barclaycard exhibited excellent customer service.
Obviously interest will apply, but the account will be maintained "in good
standing" because of my call.
I do have a power of attorney (thank you those who
suggested it), but I am checking with the lawyer whether it is correct to invoke
it in these circumstances. The wording is important here because the power
was intended for mental incapacity. Physical incapacity may or may not be
covered.
I do know that I am unlikely ever to bank with Barclays
after this. I will probably call their DP Manager and have a chat. I
did a survey about 4 years ago and I do seem to recall that one high street bank
said that "Finding your details would be like looking for a needle in a
haystack". Now I wonder which high street bank that
was?
I have long thought that certain banks spell Customer
Service with an F in it. And, as we all know, there is no F in customer
service.
My mother is in
hospital and has been on life support. Naturally she is unable to
communicate. As a matter of prudence I called her credit card company,
Barclaycard, and her bank, Barclays, to let each of them know that her accounts
could not be operated normally during the next few weeks.
The reactions were
stunningly different
Barclaycard said at
once that it would put a note on her file and understand if payments were not
made
Barclays told me
that "The Data Protection Act prevents us from making any notes on a customer's
file" And went on to tell me about fraud that could be committed if they did
so.
That was in India,
of course. When I insisted on being transferred to a call centre in the UK
the person there simply reiterated the statement and refused point blank to
refer the call upwards. She did, in the end, acknowledge that the
statement about the DPA was not valid and that they were stating "Bank
Policy".
So why do people get
trained to hide behind the Data Protection Act?
And why can they not
"pin" a simple note to a file, EVEN if they then disregard it? "Policy" so
often means that Customer Service goes out of the window.
However, I am
emotionally involved with this. Perhaps someone who is not emotionally
involved would analyse the DP implications of the different stances of
Barclaycard and of Barclays?
Tim Trent -
Consultant Direct: +44(0)1344 392644
Mobile:+44(0)7710 126618 Personal blog:
http://timtrent.blogspot.com/ See also http://complianceandprivacy.com email: [log in to unmask] Marketing Improvement Limited, Abbey House, Grenville Place,
Bracknell, United Kingdom, RG12 1BP http://www.marketingimprovement.com
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