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Thanks to those who responded to the request for information about free
ATMs in libraries.
 
There were no responses from anyone currently operating ATMs in library
sites. We found that four authorities have actively investigated the
possibility in the recent past - two have outstanding requests with
banks for provision of machines. 
 
Response from banks to date has ranged from 'condescending' to being put
on a waiting list with limited hope of a near future installation. 
 
Key issues to be resolved:

*	the distinction between banks' commercial interest and local
authorities' reasons for doing this (social inclusion, economic
development etc) need to be carefully delineated 
*	costs - essential to nail down; one respondant commented on the
impact installing an ATM could have on cost per visit and Audit
Commission performance indicators 
*	a strong approach from a number of authorities in partnership
might be of more appeal to the banks - critical mass 
*	while there is a feeling that banks are trying to be more
socially inclusive - at least a token gesture of 600 'free' ATMs - hard
evidence that their position is genuinely shifting is not yet available 
*	approaches may need to be made by Council finance or
regeneration officers (at senior level) as it was felt librarians may
lack credibility in banks' view 
*	how does this link to closure of post offices - if there is a
role for libraries to take on some limited post office functions, eg
selling stamps, issuing some key government documents or papers, would
it be better to consider this all together or does that over-complicate
the issue?

We would be interested in taking this further, possibly in conjunction
with Citizens' Advice Bureaux and others who have campaigned for the
provision of banking services in deprived communities.
 
If you would be interested in developing a common approach to banks from
libraries please get in touch.
 
Kind regards and happy new year to the list!
 
Mike Clarke
Director
London Libraries Development Agency
35 St Martin's Street
London WC2H 7HP
Tel 020 7641 5244
Fax 020 7641 5266
Mobile 07879 424828
Email [log in to unmask] <mailto:[log in to unmask]> 
Website www.llda.org.uk <http://www.llda.org.uk/> 
 
Find out what's going on in London's libraries
www.londonlibraries.org.uk
 
Original message:
 
Colleagues
 
an elected Member in one of our member authorities has approached me to
enquire about whether any libraries have ATM cash machines on the
premises. He is particularly interested in working in partnership with
financial institutions to deliver basic banking services to communities
who have none.
 
I would be grateful for any experiences you've had of this - successful
or not.
 
Did the bank simply rent space that was independently accessible so that
it made little impact on day to day library business?
Did footfall to the library increase as a result of the ATM's presence? 
Were there any security issues for library staff or was this all handled
by the financial institution?
Did you charge 'rent', commission or a service charge? Was this a
significant amount in terms of overall income for the library?
 
Please note we're not at this stage interested in the installation of
fee charging cash machines (such as the kind that have sprung up all
over the place in convenience stores, pubs etc) - these provide quite a
different service. 
 
You'll be aware that organisations like CAB have become increasingly
concerned about the lack of non-charging ATMs in more deprived
communities is disadvantaging already poor people, and with the idea
that libraries might take on some basic post office functions in
communities where the post office pulls out, this idea is pretty timely!
 
If there is enough interest in this topic I will summarise responses for
the list.
 
Thanking you in advance.
 


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