> Susan You are a spring chicken as far as I am concerned and I am only just getting round to chartering. I am quite enjoying preparing my PDR as it is making me think and look at all the current issues and at my work to see where I can improve. However I don't think I would want to go through the process again in a hurry. Judi Rumble _________________________________________________________________ Get your FREE download of MSN Explorer at http://explorer.msn.com/intl.asp.