It is interesting that the program of micro-loans, in Bangladesh and elsewhere, has found that loans to women are used productively and for the welfare of the entire family, better nutrition and education, family planning, etc., while when those loans are made to men the profits are spent on male recreation and the family does not benefit. The Grameen (sp?) program works almost entirely with women for that reason. Esther Walter Des Moines, Iowa, USA mailto:[log in to unmask]