At Aberdeen, we happily allow students to pay by mean of an initial payment at the start of the session, followed by 4 payments - a fifth of the total fee each time (total payment, therefore, received by the end of Feb). We decided to drop the former admin charge and to limit the intstalments to 4 - advised on both counts that admin charges were of doubtful legitimacy and that more than 4 instalments could mean being sucked into various difficulties under consumer protection legislation. ---------------------- Stephen V Duggan Assistant Registrar University of Aberdeen King's College Aberdeen AB24 3FX tel (+44) 1224 272051 fax (+44) 1224 273613 [log in to unmask] %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%