A patient develops Hodgkins. Put through mill but comes out at the other
end with reasonable chance of ong remission/ cure.
Husband rings me saying that they are hoping to cash wife's Critical illness
insurance for £30,000 **but** my partner who is on holidays wrote on
insurance form that patient was ex smoker without specifying how long an ex
smoker .
Insurance company won't pay out if ex-smoker for less that 1 year prior to
onset of ilness. They want letter to state patient is ex smoker for longer
than required period *but* this is an untruth.
One letter is the difference between getting £30,000 or not.
Illness has caused considerable financial outlay on family.
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