I need to undertake a study using normal volunteers. As they are not
patients, we are not covered by standard NHS indemnity. The underwriters are
struggling to make an assessment of risk and hence premium. Our risk
analysis suggests that the risk to any individual of any harm is low, and
significant harm infinitesimal. Can anyone give any advice on what we can
say to the underwriters?
Kindest regards,
Rowley.
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