Have you asked you home or car insurers ? Depending who you are with they
may offer discount to consolidate your insurances. Mine recently added an
extra PI I needed under an existing policy. It wasn't the same field as you
are looking for but might be worth asking.
Mel
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-----Original Message-----
From: Lisa Gray
Sent: Friday, February 22, 2013 2:48 PM
To: [log in to unmask]
Subject: for attn UK specialists: PII insurance? can I risk not renewing
mine?
Dear Colleagues,
I probably asked you all this a couple of years ago after a new client
asked me if I had professional indemnity insurance. At that time I had
enough credit to get this insurance and used Towergate. Now they want
me to renew (£305 that I don't have or a regular monthly direct debit
that's as much as my car or home insurance). As I'm freelance and
without a regular monthly wage I try to keep all my monthly regular
payments as low as I can. So, do I need professional indemnity
insurance as a 80% specialist 20% digger? It's a shame that my
membership of the IfA doesn't cover this. I will see if its cheaper to
see if I can rejoin 'Prospect' as an indpendent archaeologist because
a union might keep me legally protected. I know that these costs are
tax deductable but I still have to find the money now.
Any ideas welcome, my renewal date is 22nd March. If this question
isn't appropriate for this list could you tell me who else to ask?
best wishes,
Lisa
--
www.lisagray.co.uk
Freelance Archaeobotanist -16 years experience in post-excavation,
sample processing and outreach
Based in South-East England
MSc Bioarchaeology, MA Maritime Archaeology from UCL
BA hons Archaeology and Environmental Studies from Lampeter
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