Hi Carl

Presumably you are up to speed with final demand? Managed to grab Katherine today.

Richard


On 13 Dec 2012, at 11:39, Carl Walker wrote:

> Hi All
> 
> Some colleagues and I are launching a report on debt and distress in the House of Lords on 23rd January (12-2pm I believe). We are doing a dual launch with a report that has been produced by the Royal College of Psychiatrists. The abstract from our report is below. If anyone is interested in attending please let me know and I'll add you to the list.
> Cheers
> Carl
> 
> 
> Title: Responsible individuals and irresponsible institutions? Mental Health and the UK credit industry.
> 
> Brief summary
> 
> Between February 2010 and December 2011, 53 in-depth semi-structured interviews were carried out with a range of stakeholders in the mainstream UK credit industry. It was suggested that experiences of debt most often occurred following life events that were unexpected and that disrupted previous budgeting. It was clear from the range of accounts that credit was used largely for essential living expenditure and that the spiral into problem debt was for many unavoidable. This research revealed a deeply problematic culture of irresponsible lending. It was clear that people were routinely provided with lines of credit far beyond any possible capacity to repay. There appeared to be very little dissent to the notion that high street mainstream credit providers have been, in recent years, routinely supplying and indeed in some cases, pushing customers toward unsustainable lines of unsecured credit. Aggressive selling was considered commonplace where scare tactics were mobilised to push sometimes naive and occasionally vulnerable customers into taking on more credit. It was also clear that a considerable majority of the over-indebted found themselves party to distressing and persistent collection tactics that frequently constituted abuse. Clients routinely described being bullied, patronised and harassed during a frequently relentless and unremitting pursuit. The majority of debt clients frequently felt humiliated, disconnected and entrapped. The processes of debt collection outlined above had a clear and profound impact on people's mental health. 
> 
> 
> 
> School of Applied Social Science
> 
> University of Brighton
> 
> Mayfield House
> 
> Falmer
> 
> Brighton BN1 9PH
> 
> t. 01273 643475
> 
> e. [log in to unmask]
> 
> -----Original Message-----
> From: The UK Community Psychology Discussion List [mailto:[log in to unmask]] On Behalf Of Craig Newnes
> Sent: 13 December 2012 10:40
> To: [log in to unmask]
> Subject: [COMMUNITYPSYCHUK] Critical Therapist
> 
> I've been asked to seek out a critically minded psychiatrist or other psy prof nr Perth, Scotland for a Psy survivor who has had ECT, pharma etc. I suspect that he wants this to ward off attempts to re-incarcerate him. Does anyone know of one? I realize this is a non-community approach but he isn't positioned as able to get involved in local comm groups. C Sent from my BlackBerry(r) smartphone
> 
> ___________________________________
> There is a twitter feed: http://twitter.com/CommPsychUK (to post contact Grant [log in to unmask] To unsubscribe or to change your details on this COMMUNITYPSYCHUK list, visit the website:
> http://www.jiscmail.ac.uk/cgi-bin/webadmin?A0=COMMUNITYPSYCHUK
> 
> ___________________________________________________________
> This email has been scanned by MessageLabs' Email Security System on behalf of the University of Brighton.
> For more information see http://www.brighton.ac.uk/is/spam/
> ___________________________________________________________
> 
> ___________________________________________________________
> This email has been scanned by MessageLabs' Email Security
> System on behalf of the University of Brighton.
> For more information see http://www.brighton.ac.uk/is/spam/
> ___________________________________________________________
> 
> ___________________________________
> There is a twitter feed: http://twitter.com/CommPsychUK (to post contact Grant [log in to unmask]
> To unsubscribe or to change your details on this COMMUNITYPSYCHUK list, visit the website:
> http://www.jiscmail.ac.uk/cgi-bin/webadmin?A0=COMMUNITYPSYCHUK

___________________________________
There is a twitter feed: http://twitter.com/CommPsychUK (to post contact Grant [log in to unmask]
To unsubscribe or to change your details on this COMMUNITYPSYCHUK list, visit the website:
http://www.jiscmail.ac.uk/cgi-bin/webadmin?A0=COMMUNITYPSYCHUK