Ydy hi'n debyg mai 'arwystl' yw'r 'charge' yma? Os felly, fyddai 'benthyciad
ail arwystl' ddim yn gwbl annealladwy.
Y morgais fyddai'r arwystl cyntaf ar yr eiddo, a thrwy godi benthyciad
byddai perchennog yr eiddo yn rhoi ail arwystl ar yr eiddo i'r sawl sydd
wedi rhoi'r benthyciad iddo.
Ydy hynny'n gwneud sens?
David
http://www.justgiving.com/davidmbullock
-----Neges Wreiddiol-----/-----Original Message-----
Oddi wrth/From: Discussion of Welsh language technical terminology and
vocabulary [mailto:[log in to unmask]] Ar ran Muiris Mag
Ualghairg
Anfonwyd/Sent: 30 April 2007 14:35
At/To: [log in to unmask]
Pwnc/Subject: Second Charge Loan
Rhyw fath o 'ail forgais'. Dyma ddiffiniad y des i o hyd iddo ar y we
"A secured loan is also known as a homeowner loan, a second charge
loan (as a homeowner your loan will be secured on your property by
means of a second charge loan. This loan will not affect your existing
mortgage, therefore meaning that if your house is repossessed to
settle the loan, you will still need to pay your mortgage payments),
or a first charge loan (a loan that is secured against your property
if you own it outright)." Gwefan yn yr UDA
"A second charge is another term for a secured loan, or second
mortgage. Any first mortgage or subsequent secured loan will be
arranged by way of a legal charge that is secured against a property.
On completion of a second charge loan, the lenders solicitor will make
arrangements for the charge to be registered at the land registry
department, following that of your first mortgage." - Gwefan yn y DU
A fyddai'n iawn i mi ddefnyddio 'ail forgais' neu a oes term arall?
Diolch ymlaen llaw
Muiris
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