Julian Bradley wrote:
>> Covered by their household insurance (if they have it).
> Suppose their insurers sue you (any of us) for negligence?
That is indeed the point.
Under the contract (492 quoted previously) we are apparently signing to say
that we have insured against such a risk, not just that we consider it to be
a small risk or that someone else will cover it.
OTOH it does say "adequate" public liability insurance, and perhaps we could
quite reasonably argue that in relation to a non/small risk then having no
insurance is adequate?
Are there any large risks here? On our own premises there are large risks
(e.g. people tripping over) and we are covered for those, but off the
premises??
--
Simon Child
www.GPUK.net
www.woodbanksurgery.nhs.uk
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